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Call for proposal

6 May 2022

Market Analysis of Gender and Inclusive Finance for FinMark Trust

Closing date

23.05.2022 12:00 pm

The FSD Network is a consortium of nine sister organizations that work to build inclusive financial systems in African countries. As part of this work, the Network has initiated a collaborative programme around gender (the Gender CoPro) to develop a shared learning agenda, jointly undertake a portfolio of interventions, and share lessons and expertise on the practicalities of removing gendered barriers that inhibit women from benefitting fully from financial systems.

The Network is committed to ensuring that women have greater access to financial services and that those services work for them in helping increase their incomes, access to welfare services and economic opportunities, as well as agency in decision making both at home and in their communities. The initial four years of the programme aims to deliver at least 10 million more women being included and active in inclusive financial systems that enable increased agency over financial resources. The initiative is co-funded by the Bill & Melinda Gates Foundation.

The CoPro is supporting FinMark Trust to carry out a gender market system assessment in four countries (refer to Annex A for a brief FMT background). This work is intended to support FMT’s current strategy and apply a gender lens to the market analyses and market segmentation categories that underpin this strategy.

The FSD Network’s collaborative gender programme, with the support of FSD Africa, is therefore seeking the services of a consultant (or consortium) to conduct an analysis of the current status of efforts to leverage finance for women’s economic empowerment in South Africa, Botswana, Lesotho and Eswatini. This work is intended to support FinMark Trust to draw lessons from relevant research and practice, in order to gain a better understanding of the barriers impeding women’s ability to access and use financial services to build greater economic resilience and to support the development of interventions targeting these barriers.

For more information and details on how to submit proposals, please download the full terms of reference document.

Proposals should be sent by email to by 1200hrs (EAT) on  23 May 2022 under a subject line reading ‘Invitation to tender: Market Analysis of Gender and Inclusive Finance for FinMark Trust.’

Questions or comments in respect of these terms of reference should be directed by email to:, on or before 12 noon EAT, 13 May 2022  and feedback will be provided by 5 pm (EAT) 16 May 2022.