Skip to content

Call for proposal

8 February 2021

Ethiopia Credit Market Diagnostic

Closing date

25.02.2021 12:00 pm

In collaboration with the National Bank of Ethiopia (NBE), we wish to engage a firm to conduct a Credit Market Diagnostic in Ethiopia. The Diagnostic is intended for use by the National Bank of Ethiopia for credit market monitoring, as well as to improve credit market development and risk management within the private sector. 

 The rationale for the assignment is to contribute to the development of effective credit markets and to improve access to finance in Ethiopia, by addressing gaps in the availability of disaggregated supply-side credit market data. The assignment aims to improve the collection and dissemination of regular and consistent credit market data across all credit suppliers and across all products, in order to underpin effective credit market supervision and to encourage innovation to address gaps in access to finance. This will in turn contribute to economic growth and job creation. 

The consultant(s) are required to develop data templates in consideration of both supervisory and access issues, and perform a Credit Market Diagnostic in Ethiopia.

The assessment must include a review of the policy framework, the effectiveness of existing credit market infrastructure, policy, regulatory or operational barriers in the credit market, and identify interventions which can be expected to improve the functioning of the credit market segment in the short, medium and long term. The assessment must also cover the policy framework for digital lending, and provide benchmarking of best practice from regional peers. 

For more information and details on how to apply, please download the full terms of reference.

Proposals should be sent by email to under a subject line reading ‘ETHIOPIA CREDIT MARKET DIAGNOSTIC’ and should be received no later than 1200 EAT on 25 February 2021.

Questions or comments in respect of these terms of reference should be directed by email to on or before 12 noon 15 February 2021 and feedback will be provided by 5 pm (EAT) 17 February 2021.