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    Blog post | 21 December 2018 | Olivia Elliot

Is Cash No Longer King? A surge in the use of online remittance services

Africa | Digital finance services | Financial Systems | Remittances

Remittances are a pivotal, though often unseen, driver of economic growth across Africa, in particular having a positive pro-poor effect on health, education and human capital development. The continent’s remittance economy has grown quietly and organically, taking up...

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    Blog post | 8 August 2018 | Cynthia Rudge - Dgen Net

Taking Open Banking to Africa

Africa | Open Banking

  “Across the globe a quiet data revolution is underway. The idea that African banking clients could, in the future, have the power to own and share their data to get the best possible deal is an idea we should start to embrace more fully.” So said Joe Huxley,...

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    Blog post | 15 June 2018 | Howard Miller, Joe Huxley

Lessons from the field: Twelve months of refugee finance in East Africa…

SSA | Fragile and Conflict Affected States | Refugee Finance

Setting the scene… Blink and you might have missed it. But as dusk gave way to darkness on a sunny afternoon in Kigali, UNHCR Livelihoods, Access to Finance Rwanda (AFR) and FSD Africa received a brief but deeply significant email from Equity Bank Rwanda… “This is...

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    Blog post | 11 May 2018 | Evans Osano, Tamara Cook - FSD Kenya

The Story of Kenya’s M-Akiba: Selling Treasury Bonds via Mobile

Kenya | Capital Markets Development

After many years, the involvement of many partners and many iterations, M-Akiba, a Kenyan government bond sold through the mobile phone, was launched in 2017. M-Akiba (M – mobile, Akiba – savings in Kiswahili) was a three-year bond sold in denominations as small as...

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    Blog post | 27 April 2018 | Roland Amoah, Bankable Frontier Associates

Are refugees viable customers for banks?

Rwanda | Refugee Finance

Refugees are not an obvious customer segment for financial service providers (FSPs). It is not hard to see why: in a world where refugees are too often portrayed as very poor, vulnerable, with few tangible assets and little stability, where are the incentives to enter...

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    Blog post | 10 April 2018 | Saurabh Sharma, Aparna Dalal, Peris Mburu

Organising for Change…

Africa | Change management | Insurance

This blog focuses on key ingredients necessary in obtaining buy- in for Change Management to happen in a large insurance company. 1. Create a structure First, it is vital that insurers put in place a structure to guide, plan and review the change process. A steering...

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